Tax-Managed Investing
"It's not what you earn,
it's what you keep."
Taxes are integral to planning and certainly transcend into investment management. There are many variables we consider when constructing a portfolio, but often times the after-tax performance is rarely discussed.
We've integrated our capacity as a licensed tax professional to focus on after-tax performance, ensuring true returns are attributed to your overall wealth.
TAX DRAG
Tax drag is the effect taxes have on a portfolio. The amount of gains a portfolio experiences, also generates taxes, such as capital gains and dividends
HOW TRUSTS
CAN HELP
Trusts can be used for many purposes.
WHAT'S INCLUDED
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Revocable Living Trust - permits you to eliminate going to probate court and transfer assets to named beneficiaries.
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Pour-Over Will – includes naming guardians for minor children and directs assets to the trust if you neglect to transfer title to your living trust during your lifetime.
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Community Property Agreement - clarifies who owns what at the time the trust document is established and maximizes income tax planning at the death of the first grantor.
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Comprehensive Transfer Form - transfers ownership of your assets to your Revocable Living Trust.
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Certification of Revocable Living Trust - a summary or short version of your Revocable Living Trust.
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Financial Power of Attorney - outlines and gives someone authority to manage your financial affairs if you are unable to do so.
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Health Care Documents - Health Care Power of Attorney, Health Care Directives and HIPAA Release - empowers someone to make health care decisions on your behalf, including outlining your wishes about the withholding or withdrawal of any and all medical treatment.
Other Documents:
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Personal Letter of Direction
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Information for Survivors
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Funding Instructions
Delivered in an organized binder and digitally stored in an online Vault.
WE'RE ALL EARS
This is an important step for yourself and if you'd like to chat a little before starting, we're here to help. You can schedule a call or use the form below to connect with us.
We look forward to speaking with you!
© 2021 BOLT Wealth Management LLC
BOLT Wealth Management LLC is a California registered investment adviser