Tax-Managed Investing
"It's not what you earn,
it's what you keep."
Taxes are integral to planning and certainly transcend into investment management. There are many variables we consider when constructing a portfolio, but often times the after-tax performance is rarely discussed.
We've integrated our capacity as a licensed tax professional to focus on after-tax performance, ensuring true returns are attributed to your overall wealth.
TAX DRAG
Tax drag is the effect taxes have on a portfolio. The amount of gains a portfolio experiences, also generates taxes, such as capital gains and dividends
HOW TRUSTS
CAN HELP
Trusts can be used for many purposes.
WHAT'S INCLUDED
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Revocable Living Trust - permits you to eliminate going to probate court and transfer assets to named beneficiaries.
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Pour-Over Will – includes naming guardians for minor children and directs assets to the trust if you neglect to transfer title to your living trust during your lifetime.
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Community Property Agreement - clarifies who owns what at the time the trust document is established and maximizes income tax planning at the death of the first grantor.
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Comprehensive Transfer Form - transfers ownership of your assets to your Revocable Living Trust.
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Certification of Revocable Living Trust - a summary or short version of your Revocable Living Trust.
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Financial Power of Attorney - outlines and gives someone authority to manage your financial affairs if you are unable to do so.
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Health Care Documents - Health Care Power of Attorney, Health Care Directives and HIPAA Release - empowers someone to make health care decisions on your behalf, including outlining your wishes about the withholding or withdrawal of any and all medical treatment.
Other Documents:
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Personal Letter of Direction
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Information for Survivors
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Funding Instructions
Delivered in an organized binder and digitally stored in an online Vault.
THE PROCESS
WE'RE ALL EARS
This is an important step for yourself and if you'd like to chat a little before starting, we're here to help. You can schedule a call or use the form below to connect with us.
We look forward to speaking with you!
© 2021 BOLT Wealth Management LLC
BOLT Wealth Management LLC is a California registered investment adviser