Get the best retirement plan for  your business.

A properly designed and managed 401(k)/company retirement plan should make your plan a benefit, not a burden to you and your employees.

Meeting
Strong From the Ground Up

Regardless of the type of plan you choose, a properly constructed company retirement plan should embody certain principles for maximum efficiency and results.

 

Sponsoring a retirement plan involves great responsibility and adherence to Department of Labor, IRS and ERISA laws. Without proper governance, you can be exposed to personal liability that pierces through any company structure.

We start from a fiduciary and compliance foundation to ensure your plan includes the appropriate amount of protection for you personally, your employees, and your company.

Signing Contract
Lessening the Burden

Running a plan involves many steps and timely administration. Below are steps involved in running a plan. A plan with BOLT Wealth can help relieve you of this burden.

Without BOLT...
  • 3(38) Investment Manager Appointment

  • 402(g) Limit Reporting

  • 404(a)(5) Notice Distribution

  • 404(c) Notice Distribution

  • 408(b)(2) Notice Distribution

  • Annual Discrimination & Coverage Testing

  • Annual Fee Negotiations with Vendors

  • Audit Completion Support

  • Audit Firm Hiring & Monitoring

  • Auto Enrollment Notice Distribution

  • Beneficiary Designation Form Maintenance

  • Beneficiary Determinations

  • Blackout Notice Distribution

  • Census Review

  • Corrective Distributions

  • Death Benefit Approval

  • Distribution Reporting

  • DOL and IRS Issue Resolution Assistance

  • Eligibility Calculations

  • Eligibility Notifications

  • Employer Contribution Monitoring

  • ERISA Bond Review

  • Error Correction Monitoring

  • Fiduciary Insurance Coverage Review

  • Force Out Processing

  • Form 5330 Preparation

  • Form 5500 Preparation, Signing, & Filing

  • Form 8955 Preparation, Signing, & Filing

  • Fund Change Notice Distribution

  • Hardship Withdrawal Approval

  • Loan Approval & Reporting

  • Loan Default Monitoring

  • Loan Policy Administration

  • Lost Earnings Calculations

  • Participant Enrollment Assistance

  • Payroll Aggregation

  • Payroll File Aggregation

  • Plan Design Review

  • Plan Document Interpretation

  • Plan Document Preparation & Archiving

  • Plan Irregularity Notification

  • QDIA Notice Distribution

  • QDRO Determinations & Reporting

  • Quarterly Investment Review Meetings

  • Rate Change Monitoring & Reporting

  • Required Minimum Distributions

  • Safe Harbor Notice Distribution

  • SAR Production & Distribution

  • SMM Notice Distribution

  • SPD Production & Distribution

  • Spousal Consent Approvals

  • Termination Date Verification & Maintenance

  • Termination Withdrawal Approval

  • Trustee Duties

  • Upload Payroll Files

  • Vesting Verification & Tracking

With BOLT...

Monitor Providers

Upload Payroll Files* 

Year End Data Collection*​

*by integrating with certain payroll providers, these steps could be completed automatically

Employee Wellness Program

Employees are crucial to your success and are imperative to a successful retirement plan. A retirement plan is typically an employee's first and only account for retirement, let alone their largest. It's important for an employee to understand and appreciate how important a retirement plan is to their overall financial well being. We go one step further in providing them with an adviser relationship where topics of concern beyond their 401(k) account are addressed. We also equip them with the highest quality of financial planning tools.

One-on-one (fiduciary) adviser relationship

 

A Portal for a consolidated view of all   accounts in one place

Digital Vault to organize and safeguard important documents

WHAT'S INCLUDED

Take a quick look at the tools behind the program

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THE PROCESS
YOUR FIDUCIARY ADVISORY TEAM
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Brian Traverso

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Paul Herrick

Get to know our firm and advisers! Please visit our About Us page on our company's main site.

Working from Home
WE'RE ALL EARS

Making the decision to start or upgrade your 401(k) plan shouldn't be taken lightly. There are many factors to consider and we'd expect you to have questions. We encourage you to schedule a call or use the form below to connect with us.

We look forward to speaking with you!

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