Business Planning

Small Business Services

We are dedicated to providing small businesses the attention they deserve. A primary focus for BOLT are 401(k) retirement plans.


Small business owners have historically struggled to identify cost-effective retirement plan options. BOLT delivers institutional quality (and pricing) to small businesses. 

Characteristics of a BOLT 401(k) plan include:

Strong: we will craft the appropriate level of fiduciary protection and training needed to mitigate your liability. We keep you current with changing regulations and are proactive to minimize future discomfort.

Clean: fees are transparent and we do not use retail funds, pay referral fees, or include upfront fees. We can use an open architecture platform utilizing the purest investment choices and service providers.

Effective: we ensure your employees know how to use your 401(k) plan to its fullest benefit. We also work with you to coordinate the 401(k) plan with existing health benefits to ensure maximize effectiveness of the employees' benefits packages.

We take additional care to provide financial wellness for employees. Employees are provided access to an adviser in a one-on-one (confidential) environment to discuss personal financial matters that could be distracting them from work.

Business Focus Areas (click each focus area to learn more)
Practice Areas
  • 401(k) & 403(b)

  • Pensions

  • Cash Balance Plans

  • HSA

  • Financial Education

  • 1 on 1 Meetings

  • Group Meetings

  • Wellness

  • Executive Bonus

  • Deferred Compensation

  • Stock Options

  • Key-Man Planning

  • Buy/Sell Planning

  • Business Exiting

  • Family-Owned